Transformative Money Coaching for Individuals, Couples, and Small Business Owners

I have one goal: helping clients achieve financial security and peace of mind. I know you have the capacity to take control of your money and realize sustainable change allowing you to get out of debt for good, increase your income and save for the things your heart desires. I’ve helped thousands of clients do just that.

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What would you be doing if money wasn’t an issue?


You are probably doing OK- making a good living and having enough for the basics.

You may be experiencing a loss or reduction of income and the security you thought you had is being challenged.

It is an extraordinary and disorienting time in the world. With the Corona Virus causing many of us to stay at home more, it can be the perfect time to reflect on what you really want your life to look like and who you really want to be.

The “pause” necessitated by this crisis could be a blessing in disguise-an opportunity to start over and realize how you can create your own financial security. Going for what you really want in life may not be any riskier than going for what you previously thought to be the safe choice. Why not invest in yourself now, what your heart desires, what you secretly dream about?

We are our best selves and have the biggest impact in our work, personal lives, and communities when we are not held back by confusion, fear, shame, or feeling unworthy of having wealth.

Imagine how you would feel if you were really in control of your money.

How would you see yourself if you:

  • Knew how much money you had in savings and how much in debt
  • Were using your money to advance your goals
  • Were able to save enough money for a down payment for a home
  • Had a plan in place to pay off your student loan and credit cards
  • Were saving money for that trip you’ve been dreaming of
  • Could buy your next car without needing a loan
  • Felt confident about how you were spending and saving
  • Could change careers or start a new business based on your passion instead of being stuck in a job for the financial security
  • Knew more about how to invest your money to grow it over time

Imagine feeling worthy of achieving financial success and being able to count on yourself to make wise financial decisions. 

Money Coaching teaches you the skills you need to manage your money.  It can help you clarify how you want your life to look.  The goal is for you to be able to use your money to achieve your goals


With Money Coaching you gain the skills you need to set you on a path to have financial peace of mind and achieve your goals.  By creating a spending and/or a debt reduction plan and clarifying what you want your life to look like you can use your money in a way that aligns with your values.

You will gain the ability to change the way you think about money which then allows you to change your behavior.

We all spend a lot of money on stuff we don’t really care about often without really knowing we’re doing it. Then we have no money left for the things that really matter to us. Money coaching helps you understand why you can’t help spending money on shoes when you have a closet full or why you need to get 10 cents off on milk when you just spent $4000.00 on a bike.  You can use your money in a more conscious way.

In Money Coaching we look at how you think in order to see what thoughts bring security and abundance to you and which keep you from prospering. During our work together I will ask you to  have the courage to clarify what is important to you and put plans in place so you can have more of what you care about.

You will have an accountability partner to help make sure you stick to the plan, which for most of us is the hardest part.

Here is a sampling of results my clients have achieved through our work together:

  • Are no longer afraid to look at their financial statements
  • Paid off credit cards and haven’t gone into debt again
  • Reduced interest paid on debt
  • Saved money to purchase a new home
  • Asked for a raise of $20,000.00 a year and got it
  • Improved their credit score
  • Feel clear and confident about every financial decision they make
  • Better self esteem and feel more deserving to achieve financial abundance
  • Raised their rates and didn’t lose one client

It’s Time
To Take Control of your Finances and Create a More Stable Future

Sheryl Kosovski

Certified Money and Business Coach

I think of myself more as a self-love coach than as a money coach. I help my clients see their value, so they come to believe they are worthy of more. Sure, I also teach them to make spending plans and how to get out of debt and save. More importantly, I help them to see that by taking care of their money they can better take care of themselves and the people they love.

Self-love? What does that have to do with managing money and financial success, you may ask?

Well, everything.

Kind Words from My Clients

“I met Sheryl quite a few years ago, somewhere between 55 and 60 years old. Sheryl offered financial literacy—a new concept to me. We moved through obstacles and highs as well as lows (unemployment).  It has been a journey and Sheryl provided a guiding light, a steady force, and a compassionate heart. Sheryl offers insights and provides resources.  She encourages self-discovery while constantly making available concrete tools such as a “budget-like” website to use and books that tend to empower, rather than shame.”

Marla Goldberg, Volunteer Services Coordinator