Business finances can be tough to manage.

But they don’t have to be.

If you’re a therapist, designer, lawyer, or have any other kind of private practice or small  business, it’s likely you are confident about the skills you have in your field but you probably weren’t taught anything about marketing and accounting.

Managing your money and attracting enough clients to your business can be overwhelming, confusing, and stressful but are necessary for success. Being in control of your money just requires learning some new skills.

Understanding how to use your financial records to inform the decisions you make will allow you to become more profitable. You can put a plan in place to keep you from experiencing the feast or famine that many businesses go through, and always have more than enough clients.  That will leave you lots of time to focus on the parts of your business that you love. You don’t need to have an accounting or marketing degree to be successful.


Do You…

  • Feel completely overwhelmed and confused by your business finances?
  • Hold off on paying yourself so that you can continue to run your business?
  • Feel unsure about what you make after expenses, overhead and taxes?
  • Forget to bill your clients?
  • Have your personal finances mixed up with your business finances?
  • Aren’t sure about what to do with the money once it comes in?
  • Stress out about taxes every quarter or year?
  • Have debt payments that are holding you back?
  • Charge less than you know you should?
  • Put off writing a business plan, doing marketing and networking because you just can’t find the time?
  • Ever wonder if you’re going to make it or if you should give up and look for a job?

Imagine if instead you…

  • Felt confident about how to keep track of and organize your finances.
  • Had a process in place to bill your clients so money was coming in regularly.
  • Had a plan to eliminate debt.
  • Understood how to grow your business and make more money.
  • Took a regular paycheck from your business, paying yourself what you know you’re worth.
  • Understood the financial statements you get and made wise business decisions based on what they are telling you.
  • Knew exactly what to do to reach more prospective clients.
  • Knew how to manage your cash flow so you never feel stressed about being able to pay yourself and staff, cover your business expenses, and stay current with your taxes.
  • Understood your underlying money beliefs and habits so you can create more balance in your life and avoid the pattern of working endlessly.

I work with solopreneurs and small business owners to eliminate the financial chaos from their lives. I help with the direction, planning and achievement of financial goals and dreams. I act as a business partner helping you build confidence, get organized and profitable and then maximize your financial potential in your personal life as well.

Business Financial Coaching starts out with supporting you in having the courage to admit the big dream you have for your business. The one you identified before you thought you had to compromise until you were more established. Next is understanding the benefits you offer your clients and learning to clearly communicate that to them. 

It includes knowing who your perfect clients are and how to reach them, so you don’t have to compromise working with people who make you crazy or on projects you’d prefer not doing. It’s taking educated risks, slowly reducing your willingness to accept good to make time and energy for great.

It’s Time
To Create the Success in Your Business That You Deserve

If You Prefer Working with Others, Workshops for Business owners: 

Sheryl Kosovski

Certified Money and Business Coach

I think of myself more as a self-love coach than as a money coach. I help my clients see their value, so they come to believe they are worthy of more. Sure, I also teach them to make spending plans and how to get out of debt and save. More importantly, I help them to see that by taking care of their money they can better take care of themselves and the people they love.

Self-love? What does that have to do with managing money and financial success, you may ask?

Well, everything.

Kind Words from My Clients

Sheryl was first recommended to me by my therapist after I vented about my anxieties over money.  I was a restaurant server at the time, which comes with a lot of uncertainty and a certain kind of lifestyle, since you are paid in cash and only when you work.  In our first meeting, Sheryl had me set up a budget based on my expected income, debts, and desired savings, which I had actually never really done in my life.  She also had me forecast periodic expenses and by putting the year in perspective, I was able to anticipate my needs and formulate a more realistic concept of my spending.  

Jenna Kellett, Creative Entrepreneur